Patch puts it best: “Traffic stinks.” And Seattle traffic is especially bad. Seattle residents spend more time commuting than those in the nation’s three largest cities, New York, Chicago, and Los Angeles. No wonder that Seattle recently saw one of the biggest drops in car ownership in the country. One alternative to car ownership that Seattle residents and visitors turn to us Uber.
Uber is one of many companies that offers public rideshare services for convenience. Procuring a ride has never been easier, as you no longer need to roam the streets or wait on the curb to hail a cab. Uber allows users to secure a driver from the convenience of their phone. In conjunction with GPS software, customers can await their ride inside, safely, and comfortably.
Generally, when individuals suffer injuries in a car accident, determining who is at fault and financially responsible for the resulting damages is typically straightforward. However, identifying liable parties may become more complex when victims suffer injuries in an Uber accident. That’s when you want to call the Seattle Uber accident lawyers at Boohoff Law.
In the unfortunate event of a Seattle Uber accident, the very aspects of the business that offer convenience also create confusion regarding who is responsible for accident-related damages. Victims who are injured in a rideshare accident should consult our skilled Uber accident attorneys to ensure they identify all of the potentially liable parties and recover all of the compensation they deserve.
Uber Rideshare Differs from Taxi Services
Taxi companies own a fleet of vehicles and employ drivers to operate those vehicles. Uber differs from a typical taxi company. Uber contracts with individuals who agree to drive their own personal vehicles to take customers to and from their destinations. While the service offered is similar to a taxi company, at its core, Uber is a software company. Essentially, Uber is a platform that individual drivers use to connect with their customers. Customers use the platform to alert nearby drivers that their services are needed and drivers can connect with the customer to meet their needs.
Uber primarily uses its drivers’ privately owned vehicles, rather than offering assigned employees a commercial taxi from a company-owned fleet. As a result, when accidents occur while riding in an Uber driver’s own vehicle, the company might not be liable for any accident-related damages. If you or a loved one has suffered injuries as a passenger in an Uber accident, you deserve legal representation that has your best interests at heart. Speak with a skilled Seattle Uber accident lawyer today.
Motor Vehicle Insurance for Uber Drivers
Uber provides a minimal amount of insurance for drivers they employ as contractors. Uber breaks down driver’s insurance coverage options into different categories. Drivers who are employees of Uber are not covered by the company’s insurance if they are not actively completing a ride procured through the app or if their Uber driver app is offline.
However, if a driver’s Uber driver app is online and they are waiting for a fare, then they are provided the following coverage if their personal insurance does not apply:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
If drivers are en route to pick up a passenger or they have passengers in their vehicle, Uber provides the following insurance coverage:
- $1,000,000 third party liability
- Uninsured/underinsured motorist bodily injury
- Contingent comprehensive and collision (up to the actual cash value of your car less a $1000 deductible)
As an Uber driver, it’s important to understand not only the minimum insurance coverage provided, but also under what circumstances Uber’s insurance coverage applies. Individual drivers may not have extensive insurance coverage on their own, so they may expect Uber to cover the difference. However, depending on the circumstances, the insurance coverage provided by Uber may not apply. If you are an Uber driver and have been involved in a Seattle car accident, a lawyer may be able to help you recover damages for your injuries.
Insurance Coverage for Passengers
In Washington, a car accident occurs nearly every four and a half minutes. When car accidents happen, injured victims typically file a claim against the at-fault party’s insurance company. That is, in most cases, the injured person does not sue the other driver individually, rather the lawsuit is brought against their insurance carrier. When victims obtain representation, their lawyer will then communicate with insurance company representatives to try to negotiate a settlement on their client’s behalf.
When you ride in an Uber, you ride in the individual driver’s personal car, their personal insurance may cover any injuries you suffer. Regulatory entities are working hard for consumers to enact laws to protect riders, requiring Uber to participate in providing insurance coverage.
When passengers in an Uber or other rideshare service suffer injuries in a car accident, they may have questions about which insurance policy applies. We understand that the current insurance policy structure creates confusion when determining which coverage Uber provides. Experienced Seattle Uber accident attorneys regularly fight for the rights of injured victims to seek the compensation they are entitled to. Injured victims should consult with an attorney as soon as possible after an Uber accident.
Talk to a Boohoff Law’s Seattle Uber Accident Lawyers Right Away
In Washington, the statute of limitations provides a limited amount of time within which injured victims may file a Seattle Uber accident claim after suffering injuries in an Uber accident. Depending on the severity of the injuries, victims may face extensive hospital stays. Diagnostic testing and surgical procedures may have significant costs. Injured victims may have to miss time from work during recovery. Victims who suffer permanent limitations or disabilities may never be able to return to work in the same capacity.
Our Seattle personal injury attorneys can handle the legal complexities of the claim while you can focus on your physical recovery.
Injured victims’ should always prioritize their physical health, to ensure a full recovery. Pursuing a legal claim for accident-related damages cannot diminish a victim’s physical pain, however, compensation can help alleviate financial and emotional stress caused by an accident.
Injured victims deserve a knowledgeable Seattle Uber accident lawyer to fight hard for their rights to seek compensation for their injuries. Contact us today or call (877) 999-9999 for a free consultation and case evaluation and learn how to best proceed with your Seattle Uber accident claim.
“From the moment I contacted Boohoff Law on the day of my accident, I felt as though I was being assisted by professionals who not only excelled in their field, but also, genuinely cared about the people they served. Staff appeared enthusiastic with every contact we had over the time it took to resolve my case. I also never felt manipulated nor condescended to when asking questions about my case. I felt supported in my goals to be forthright and honest about my condition. Simply, this law firm appears to be run by a kind, competent, and friendly staff. I am completely satisfied with the service I received. Although I hope to never need their help again due to being injured in an accident that was not my fault, I feel secure in the knowledge that I have them in my corner should I ever find myself in such unfortunate circumstances again.”
– David T.
★ ★ ★ ★ ★