Patch puts it best: “Traffic stinks.” And Seattle traffic is especially bad. Seattle residents spend more time commuting than those in the nation’s three largest cities, New York, Chicago, and Los Angeles. No wonder that Seattle recently saw one of the biggest drops in car ownership in the country. One alternative to car ownership that Seattle residents and visitors turn to us Uber.
Uber is one of many companies that offers public rideshare services for convenience. Procuring a ride has never been easier, as you no longer need to roam the streets or wait on the curb to hail a cab. Uber allows users to secure a driver from the convenience of their phone. In conjunction with GPS software, customers can await their ride inside, safely, and comfortably.
Generally, when individuals suffer injuries in a car accident, determining who is at fault and financially responsible for the resulting damages is typically straightforward. However, identifying liable parties may become more complex when victims suffer injuries in an Uber accident. That’s when you want to call the Seattle Uber accident lawyers at Boohoff Law.
In the unfortunate event of a Seattle Uber accident, the very aspects of the business that offer convenience also create confusion regarding who is responsible for accident-related damages. Victims who are injured in a rideshare accident should consult our skilled Seattle Uber accident attorneys to ensure they identify all of the potentially liable parties and recover all of the compensation they deserve.
Uber Rideshare Differs from Taxi Services
Taxi companies own a fleet of vehicles and employ drivers to operate those vehicles. Uber differs from a typical taxi company. Uber contracts with individuals who agree to drive their own personal vehicles to take customers to and from their destinations. While the service offered is similar to a taxi company, at its core, Uber is a software company. Essentially, Uber is a platform that individual drivers use to connect with their customers. Customers use the platform to alert nearby drivers that their services are needed and drivers can connect with the customer to meet their needs.
Uber primarily uses its drivers’ privately owned vehicles, rather than offering assigned employees a commercial taxi from a company-owned fleet. As a result, when accidents occur while riding in an Uber driver’s own vehicle, the company might not be liable for any accident-related damages. If you or a loved one has suffered injuries as a passenger in an Uber accident, you deserve legal representation that has your best interests at heart. Speak with a skilled Seattle Uber accident lawyer today.
Motor Vehicle Insurance for Uber Drivers
Uber provides a minimal amount of insurance for drivers they employ as contractors. Uber breaks down driver’s insurance coverage options into different categories. Drivers who are employees of Uber are not covered by the company’s insurance if they are not actively completing a ride procured through the app or if their Uber driver app is offline.
However, if a driver’s Uber driver app is online and they are waiting for a fare, then they are provided the following coverage if their personal insurance does not apply:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
If drivers are en route to pick up a passenger or they have passengers in their vehicle, Uber provides the following insurance coverage:
- $1,000,000 third party liability
- Uninsured/underinsured motorist bodily injury
- Contingent comprehensive and collision (up to the actual cash value of your car less a $1000 deductible)
As an Uber driver, it’s important to understand not only the minimum insurance coverage provided, but also under what circumstances Uber’s insurance coverage applies. Individual drivers may not have extensive insurance coverage on their own, so they may expect Uber to cover the difference. However, depending on the circumstances, the insurance coverage provided by Uber may not apply. If you are an Uber driver and have been involved in a Seattle car accident, a lawyer may be able to help you recover damages for your injuries.
Insurance Coverage for Passengers
In Washington, a car accident occurs nearly every four and a half minutes. When car accidents happen, injured victims typically file a claim against the at-fault party’s insurance company. That is, in most cases, the injured person does not sue the other driver individually, rather the lawsuit is brought against their insurance carrier. When victims obtain representation, their lawyer will then communicate with insurance company representatives to try to negotiate a settlement on their client’s behalf.
When you ride in an Uber, you ride in the individual driver’s personal car, their personal insurance may cover any injuries you suffer. Regulatory entities are working hard for consumers to enact laws to protect riders, requiring Uber to participate in providing insurance coverage.
When passengers in an Uber or other rideshare service suffer injuries in a car accident, they may have questions about which insurance policy applies. We understand that the current insurance policy structure creates confusion when determining which coverage Uber provides. Experienced Seattle Uber accident attorneys regularly fight for the rights of injured victims to seek the compensation they are entitled to. Injured victims should consult with an attorney as soon as possible after an Uber accident.
Frequently Asked Questions About Seattle Uber Accidents
Over the past decade, the rideshare company Uber has exploded in popularity as a convenient, affordable way to get around Seattle. From Arbor Heights to Olympic Hills, and everywhere in between, an Uber car is almost always just a screen-tap away. Seattle residents use Uber to get home from a night on the town, to head to and from SeaTac, or simply to save themselves the hassle of driving and parking.
The ease of calling and using Uber to get around, however, comes with a downside. Accidents involving Uber cars happen regularly in Seattle, leaving behind injured passengers, damaged property, and legal and financial headaches.
Did you get hurt in an accident involving an Uber car in Seattle? If so, you may take legal action to seek compensation for your injuries and losses. Contact the skilled Seattle Uber accident lawyers at Boohoff Law today for a free consultation to learn how we can help victims of Uber and other rideshare accidents secure the compensation they deserve.
What makes Seattle Uber accidents different than other accidents?
In many ways, a Seattle traffic accident involving an Uber car might resemble any other motor vehicle collision. However, an Uber car can have financial significance for accident victims who suffer injuries and other losses.
That’s because Uber supplies its Seattle drivers with supplemental insurance that offers extra coverage against injuries and losses suffered by crash victims, over-and-above the regular auto insurance coverage an Uber driver must carry under Washington law.
That extra coverage, however, only applies in particular circumstances and varying amounts:
- While an Uber driver is available and awaiting a ride request, the extra coverage consists of $50,000 in bodily injury protection, per person; $100,000 in bodily injury protection per accident; and $25,000 in property damage protection per accident.
- While an Uber driver is en route to pick up a passenger and during trips, the extra coverage protecting victims consists of $1,000,000 in third-party liability protection; and uninsured/underinsured motorist bodily injury coverage.
- At all other times, the extra coverage does not apply.
In other words, victims of any traffic accident in Seattle involving an Uber car have a vested interest in finding out the Uber driver’s status on the Uber app at the time of a crash. That status could mean the difference between a Seattle Uber crash victim receiving full compensation for crash-related injuries and losses, and receiving only partial or no compensation.
Of course, the insurance Uber provides to its drivers does not necessarily represent the only payment source for crash victims’ injuries and losses. Other parties may also face liability for the harm done in an accident involving an Uber car, including drivers of other vehicles, a Seattle bar or restaurant that served an intoxicated patron who then caused a crash, and even Seattle or Washington State government agencies.
At Boohoff Law, PA, our experienced lawyers act quickly to assess the facts and circumstances of an Uber-involved accident in Seattle, including by obtaining critical evidence of the Uber driver’s status, to ensure that we identify all potential sources of payment for our clients’ injuries and losses.
What compensation can I get for a Seattle Uber accident?
Victims of Seattle Uber accidents can suffer a wide range of injuries and losses that cause them severe physical, emotional, and financial hardship. They deserve compensation for those difficulties. By hiring a skilled Seattle Uber accident lawyer, they can put themselves in the strongest position to secure maximum payment.
Every Uber accident in Seattle causes unique injuries to victims, making every victim’s claim for damages unique as well.
Nevertheless, in general, we can often seek payment for clients injured in Seattle Uber accidents to help them pay for:
- Medical expenses associated with treating their Uber accident injuries, such as the costs of co-pays and deductibles, doctor visits, emergency care, medicines, and surgeries;
- Other expenses our clients faced because of the accident and their injuries, like the costs of repairing or replacing damaged property, or of hiring help around the house while they recuperated;
- Lost wages our clients could not earn because an injury kept them out of work temporarily or permanently;
- Pain and suffering our clients endured because of the Uber accident, including emotional trauma, the strain on personal relationships, and a loss of enjoyment of life; and
- Sometimes, punitive damages punish extremely reckless and wrongful behavior of the party that caused the accident.
At Boohoff Law, PA, we can never guarantee that our clients will recover compensation for their Seattle Uber accident injuries. We can, however, promise to commit our firm’s skills and resources to put our clients in the best possible position to achieve the maximum available financial recovery.
How can Boohoff Law help me after a Seattle Uber accident?
Victims of Seattle Uber accidents do not have a moment to lose if they want to protect their compensation rights. A skilled Seattle Uber accident lawyer must act quickly to secure critical evidence of a driver’s status that could help to ensure full payment for a victim’s injuries and losses. Victims who wait too long to speak with an experienced lawyer risk losing their rights to compensation altogether.
The award-winning lawyers and legal professionals at Boohoff Law, PA, represent Seattle Uber accident victims, and families of those who tragically lost their lives in Uber-related crashes, in legal actions seeking full and fair compensation for the harm they suffered. Our clients appreciate the personal attention they receive from our team, and the dedication everyone at Boohoff Law, PA shows to serving their interests.
If you suffered injuries in a Seattle traffic accident that involved an Uber—whether as an Uber passenger, a driver or passenger of another vehicle, a cyclist, or a pedestrian—you need a skilled, diligent, Seattle Uber accident injury lawyer on your side fighting to get you every penny of compensation you deserve. Contact Boohoff Law, PA for a free case consultation.
Talk to a Boohoff Law’s Seattle Uber Accident Lawyers Right Away
In Washington, the statute of limitations provides a limited amount of time within which injured victims may file a Seattle Uber accident claim after suffering injuries in an Uber accident. Depending on the severity of the injuries, victims may face extensive hospital stays. Diagnostic testing and surgical procedures may have significant costs. Injured victims may have to miss time from work during recovery. Victims who suffer permanent limitations or disabilities may never be able to return to work in the same capacity.
Our Seattle personal injury attorneys can handle the legal complexities of the claim while you can focus on your physical recovery.
Injured victims’ should always prioritize their physical health, to ensure a full recovery. Pursuing a legal claim for accident-related damages cannot diminish a victim’s physical pain, however, compensation can help alleviate financial and emotional stress caused by an accident.
Injured victims deserve a knowledgeable Seattle Uber accident lawyer to fight hard for their rights to seek compensation for their injuries. Contact us today or call (877) 999-9999 for a free consultation and case evaluation and learn how to best proceed with your Seattle Uber accident claim.
Boohoff Law P.A. Seattle Location
2200 6th Avenue, Suite 768
Seattle, WA 98121
Phone: (877) 999-9999
“From the moment I contacted Boohoff Law on the day of my accident, I felt as though I was being assisted by professionals who not only excelled in their field, but also, genuinely cared about the people they served. Staff appeared enthusiastic with every contact we had over the time it took to resolve my case. I also never felt manipulated nor condescended to when asking questions about my case. I felt supported in my goals to be forthright and honest about my condition. Simply, this law firm appears to be run by a kind, competent, and friendly staff. I am completely satisfied with the service I received. Although I hope to never need their help again due to being injured in an accident that was not my fault, I feel secure in the knowledge that I have them in my corner should I ever find myself in such unfortunate circumstances again.”
– David T.
★ ★ ★ ★ ★