Florida Car Accident Lawyer

What Compensation Can You Pursue After a Florida Car Accident?

When your injuries meet the serious injury threshold, you can pursue damages beyond what PIP provides. What’s available depends on the facts of your case.

What Medical Costs Can You Recover?

Past and future medical costs are both recoverable: emergency care, hospitalization, surgery, physical therapy, prescription medication, and any ongoing treatment your injuries require. Future medical costs are often the largest component of a serious injury claim and require careful documentation to support.

Can You Recover Lost Wages and Future Earnings?

Yes. If your injuries kept you from working, you can recover wages lost during recovery. If your injuries affect your ability to work long-term, you may also pursue compensation for reduced earning capacity going forward.

Does Florida Allow Pain and Suffering Damages?

Yes. Florida law allows accident victims to seek compensation for physical pain, emotional distress, and the loss of enjoyment of life. These damages don’t come with a receipt, but they are real and often substantial in serious injury cases.

What About Your Vehicle and Personal Property?

Property damage, repair or replacement of your vehicle and any other personal property damaged in the crash, is recoverable separately from your injury claim.

Ready to understand what your claim may be worth? Call Boohoff Law: (877) 999-9999.

Our Florida Location

Boohoff Law, P.A. — Auto Accident Lawyers

829 W Dr Martin Luther King Jr Blvd
Tampa, FL 33603

Phone: (813) 725-5606

How Does Fault Work in a Florida Car Accident Claim?

Florida follows a modified comparative negligence rule, meaning your compensation is reduced in proportion to your share of fault. If you were 20% at fault and your damages total $100,000, you recover $80,000. If you are found more than 50% at fault, Florida law bars you from recovering anything.

Insurance adjusters often try to assign fault to accident victims to reduce what they pay out. Having an attorney who can investigate the accident, gather evidence, and counter unfair fault assignments is one of the most practical ways to protect your claim.

Concerned about fault in your accident? Talk to us before you talk to insurance: (877) 999-9999.

Why Insurance Companies Make the Process Difficult

Insurance adjusters are trained to minimize payouts. In Florida, where the no-fault system already limits what PIP covers, the pressure to settle quickly and for less than a claim is worth is significant.

Common tactics include requesting recorded statements shortly after the accident, when victims are still disoriented, then using those statements to minimize the severity of injuries. Adjusters also dispute whether injuries are related to the crash and make early settlement offers that don’t account for future medical needs.

Accepting a settlement before you understand the full extent of your injuries is one of the most costly mistakes accident victims make. Once you settle, you cannot reopen the claim.

Don’t negotiate with insurance alone. Call us first: (877) 999-9999.

What Should You Do After a Car Accident in Florida?

Seek medical care immediately, even if you don’t feel seriously hurt. Some injuries, including soft tissue damage and traumatic brain injuries, don’t present obvious symptoms right away. A gap in medical treatment gives insurance companies grounds to argue your injuries weren’t serious or weren’t caused by the crash.

Document everything you can at the scene: photos of vehicle damage, the location, road conditions, and any visible injuries. Get contact information from witnesses. Report the accident to law enforcement and get a copy of the police report.

Do not give a recorded statement to the other driver’s insurance company before speaking with an attorney. You are not required to do so, and it rarely benefits you.

The 14-Day Rule: Don’t Lose Your Benefits

Under Florida law, you have a very narrow window to act. You must seek medical treatment within 14 days of your accident to qualify for Personal Injury Protection (PIP) benefits. If you wait until day 15, your insurance provider can legally deny coverage for your medical bills. 

Even if you feel “fine” today, many internal injuries don’t show symptoms immediately. See a doctor now to protect your health and your claim.

Insurance companies love the 14-day rule because it’s the easiest way for them to close your file for free. Don’t give them that satisfaction.

Talk to a Florida car accident lawyer before you make any decisions about your claim: (877) 999-9999.

Serving Accident Victims on Florida’s Most Dangerous Roads

Accidents can happen anywhere, but in Central and West Florida, certain corridors are notorious for heavy traffic and high speeds. At Boohoff Law, we have extensive experience representing clients injured on:

• I-75 (The Alligator Alley & Gulf Coast Corridor): Frequent site of high-speed pileups and trucking accidents near Tampa and North Port.
• I-4 (The Orlando-Tampa Connection): Consistently ranked as one of the deadliest highways in the United States.
• U.S. 301 and U.S. 41: High-traffic areas in Brandon and North Port where intersection collisions and pedestrian accidents are common.
• The Selmon Expressway: A hotspot for commuters experiencing rear-end collisions during rush hour.

Whether you were involved in a multi-vehicle crash on the interstate or a fender-bender in a local Brandon shopping center, our team knows the local traffic patterns and how to gather the evidence necessary for your specific location.

How Boohoff Law Handles Florida Car Accident Cases

We investigate the accident, build your case, handle the insurance companies, and pursue every dollar your injuries warrant. You focus on recovering. We handle the legal side.

Boohoff Law represents car accident victims across Florida with offices in Tampa, Brandon, and North Port. We work on a contingency fee basis, no upfront costs, no hourly fees, and no payment unless we recover compensation for you.

The consultation is free. We’ll review your accident, explain your options, and tell you honestly whether we think you have a viable claim.

Schedule your free consultation: (877) 999-9999.

Do I Need a Lawyer for a Florida Car Accident Claim?

Not every car accident requires an attorney. Minor accidents with no injuries and clear liability can often be handled directly with insurance companies.

But if you have injuries that required medical treatment, if liability is disputed, if the insurance company is offering less than your claim is worth, or if you’re unsure how to navigate Florida’s PIP system, an attorney can make a meaningful difference in the outcome.

The no-fault system, the serious injury threshold, comparative negligence, and the tactics insurance companies use to minimize claims are not simple. Most car accident attorneys, including Boohoff Law, offer free consultations and work on contingency, which means there’s no cost to finding out where you stand.

Frequently Asked Questions: Florida Car Accident Claims

How long do I have to file a car accident claim in Florida?

Florida’s statute of limitations, the legal deadline to file a lawsuit, is two years from the date of the accident for personal injury claims. Missing this deadline typically bars you from recovering compensation entirely. If a government entity was involved, the deadline may be shorter. An attorney can confirm the specific deadline that applies to your situation.

What if the other driver didn’t have insurance?

Florida requires drivers to carry a minimum of $10,000 in PIP and $10,000 in property damage liability. Florida does not require drivers to carry bodily injury liability coverage, the type of insurance that pays for injuries they cause to others. That means the at-fault driver may have no coverage for your injuries beyond your own PIP.

Uninsured motorist coverage, an optional addition to your own policy that covers you when the at-fault driver has no insurance or not enough, can fill that gap. An attorney can review all available coverage sources and identify every option.

What evidence helps a Florida car accident claim?

Strong claims are built on documentation. The police report establishes the official record of the crash. Medical records connect your injuries to the accident and document the treatment you needed. Photos of vehicle damage and the scene establish conditions at the time. 

Witness statements support your account of how the crash happened. Bills, pay stubs, and employment records support economic damages. An attorney identifies what evidence exists and how to use it effectively.

How long does a Florida car accident case take?

Cases with clear liability and documented injuries can often be resolved through settlement in a matter of months. Cases involving disputed liability, serious injuries, or uncooperative insurance companies take longer. Cases that proceed to trial can take a year or more. 

An attorney can give you a realistic timeline based on the specifics of your claim.

What happens if the insurance company’s offer seems low?

You are not required to accept the first offer. Insurance companies routinely make initial offers that don’t reflect the full value of a claim, particularly when future medical costs, lost earning capacity, and pain and suffering haven’t been fully calculated. 

An attorney can evaluate the offer against the actual damages in your case and negotiate, or litigate, if the insurer won’t pay a fair amount.

Talk to a Florida Car Accident Lawyer Today

Car accident claims in Florida are more complicated than they appear. PIP covers some losses. The serious injury threshold determines what else you can pursue. Comparative fault affects how much you can recover. Insurance companies have their own interests.

Boohoff Law represents car accident victims across Florida. Our offices are in Tampa, Brandon, and North Port. The consultation is free, and we don’t get paid unless you do.

Call us at (877) 999-9999  or reach out online to schedule your free consultation.