There is a ceiling on what a Florida government agency has to pay you, and most injured riders never hear about it until late.
It is $200,000 per person. Our Zephyrhills bus accident lawyers raise it in the first conversation, because that number reshapes how a transit claim should be handled from day one.
Our specialists are here to listen and help for free, no strings attached.
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Boohoff Law represents bus passengers, drivers, and pedestrians hurt in bus crashes throughout Pasco County. Call (813) 788-0000.

Florida caps it. Under Florida Statute 768.28, recovery against a state agency or political subdivision is limited to $200,000 per person and $300,000 per incident.
That holds no matter how many people were hurt.
That cap applies whether your damages are $200,000 or $2 million. It is not a settlement position. It is a statutory ceiling.
Going above it requires a claims bill, meaning a separate act passed by the Florida Legislature authorizing payment. That process is slow, political, and far from guaranteed.
If the cap is the whole story, a catastrophic injury gets undercompensated. So the work shifts to finding responsible parties who are not capped.
Another motorist who caused the crash is not a government entity. Neither is a maintenance contractor, a parts manufacturer, or a private charter company.
Those defendants carry ordinary insurance with no statutory ceiling. Identifying them early is often worth more than anything else in the file.
|
Who you are claiming against |
Damage cap |
Pre-suit notice required |
|
Pasco County Public Transportation |
$200,000 per person / $300,000 per incident |
Yes |
|
Pasco County Schools bus |
$200,000 per person / $300,000 per incident |
Yes |
|
Another driver who caused the crash |
No statutory cap |
No |
|
Private charter or tour operator |
No statutory cap |
No |
|
Maintenance contractor or parts maker |
No statutory cap |
No |
Call (813) 788-0000 for a free review of who can actually be held responsible.
You have to give written notice first, and then wait. Florida requires a claimant to present the claim in writing to the appropriate agency before filing suit.
A 180-day investigation period generally follows, during which the agency reviews the claim. A lawsuit usually cannot proceed until that period ends or the agency denies the claim in writing.
Written notice must generally be given within three years of when the claim accrues. Wrongful death claims carry a shorter notice deadline.
The notice period and the deadline to sue are two different clocks, and people routinely confuse them. Most negligence lawsuits in Florida must be filed within two years, while the government notice window runs longer.
Waiting until month 20 to send notice, then discovering a 180-day investigation period still has to run, creates a problem that cannot be undone.
Notice sent to the wrong office is another common failure. The agency and, for certain claims, the Department of Financial Services both may need to receive it.
Most of them. Pasco County Public Transportation, branded GoPasco, runs the fixed routes here, and it is a county service subject to the rules above.
Route 30 connects Zephyrhills to Dade City and Lacoochee. Route 35 loops through Zephyrhills and past Zephyrhills High School. Route 54 links Zephyrhills to Wesley Chapel.
School buses belong to Pasco County Schools, a separate public entity with its own notice requirements.
Private carriers are the exception. Charter buses, tour operators, and interstate lines are ordinary companies with no cap and no notice requirement, and those claims proceed on normal timelines.
Two years from the crash for most negligence claims, under Florida Statute 95.11 as amended in March 2023. That is separate from the notice deadline described above.
Crashes before March 24, 2023 may still fall under the older four-year rule. Confirm rather than assume.
The practical schedule is tighter than either number suggests, because the investigation period has to fit inside your filing window.
Think of it as working backward. Suit must be filed by the two-year mark, the investigation period generally runs 180 days, so notice needs to go out with room to spare.
Sending notice at month 20 and expecting to file at month 24 does not work. The math runs out.
This is the single most common way a valid transit claim becomes unfilable, and it is entirely preventable with an early phone call.

Because the bus usually looks fine afterward. A coach that brakes hard enough to throw a standing rider into a pole may show no exterior damage at all.
Claims systems treat vehicle damage as a stand-in for injury severity. When there is no damage, that absence becomes an argument against you.
The physics say otherwise. Riders stand, sit sideways, and walk the aisle with no seat belt and no crumple zone, so the force a car’s frame would absorb goes into your body instead.
Head strikes, wrist and shoulder fractures from bracing, hip injuries in older riders, and disc injuries from twisting while holding a rail.
None of that requires a dramatic collision, and none of it shows up in a photo of an undamaged bus.
Agency records do, and almost none of them are available to you as a private individual. Getting them requires a formal request, and some require a lawsuit.
Onboard camera footage is the most valuable and the most perishable. Systems overwrite on cycles that can run days or weeks unless an incident flag was applied at the time.
The driver’s incident report, maintenance and inspection history for that specific bus, and the driver’s training and disciplinary file all follow.
Route, direction, and time identify the specific run and the specific vehicle. Without those three details, a preservation request has nothing to attach to.
Schedule data matters as well. A driver running behind on Route 30 or Route 54 makes faster decisions than one running on time, and adherence records show which was true that day.
Write those details down before you leave the bus if you can. They take ten seconds and they are frequently the difference between a provable claim and a memory.
It can, and it is worth checking immediately. Personal injury protection, or PIP, is Florida no-fault coverage that follows the insured person rather than the vehicle.
If you own a car, your own PIP may pay medical bills for injuries you got as a bus passenger. A resident relative’s policy may also reach you.
The 14-day rule applies here too. You must get initial care within 14 days of the crash under Florida Statute 627.736, or the insurer can deny benefits.

Probably, and in Florida that argument carries real weight. Under Florida Statute 768.81, a person found more than 50 percent at fault recovers nothing at all.
Expect to hear that you did not hold a rail, that you stood when seats were open, or that you moved before the bus stopped.
Each has an answer. Standing is normal, expected use of a transit bus.
Moving toward the door as your stop approaches is what riders are told to do. A driver who pulled out before people were settled created the condition in the first place.
Boohoff Law’s recoveries in serious collision matters include $1,000,000 in a rear-end crash and $665,000 in a work truck collision at a red light.
Every case is unique. Past results do not guarantee future outcomes, and the result in any case depends on the specific facts, injuries, liability, insurance coverage, evidence, and law involved.
Neither is a transit case. Stating that plainly matters more than presenting a bigger number that has nothing to do with your situation.
What transfers is the approach: find every responsible party, especially the ones without a statutory cap, and build the file for trial rather than for a quick close.
Report it to the driver before you get off, and ask for an incident number. Agency records are the backbone of these claims and are far harder to get later.
Photograph where you were sitting or standing, and anything that contributed, such as a wet floor or a broken handhold. Get contact details from other riders before they scatter.
Note the route number, direction, and time. Those three details identify the specific run and the specific bus, which is what makes a video preservation request enforceable.
We take these cases on contingency. Free consultation, no hourly billing, no fee unless we recover. The firm advances case costs.
There is a Zephyrhills office at 6719 Gall Blvd, Suite 209, Zephyrhills, FL 33542, by appointment. If travel is difficult, we will meet you at home or in the hospital.
Pasco County cases are generally filed in the Sixth Judicial Circuit.
If it is a public agency such as Pasco County Public Transportation or a school district, Florida caps recovery at $200,000 per person and $300,000 per incident. Private charter and tour operators have no such cap. This is why identifying every responsible party, including other drivers and contractors, often matters more than the claim against the agency itself.
You must present a written claim to the appropriate agency before filing any lawsuit, and a 180-day investigation period generally follows. Notice must usually be given within three years of when the claim accrues, though your deadline to actually file suit is typically shorter. Because two different clocks run at once, most people are better served having an attorney handle the notice.
Yes. Pasco County Schools is a public entity subject to the same notice requirements and damage caps as other government agencies. Claims for minors also follow different timing rules and require court approval of any settlement, which protects the child’s interest in the outcome.
That is often the better claim. A private driver is not a government entity, so no statutory cap applies and no pre-suit notice is required. Your case can run against that driver’s liability coverage on ordinary timelines while any claim against the agency proceeds separately.
No, though it takes more work. Medical records, camera footage, and other riders can establish that you were aboard.
Longer than private claims. The investigation period alone adds months, and agencies move slowly even after it ends.
The same notice rules and caps apply when the bus is publicly operated, whether you were a rider or not.
No. The consultation is free and carries no obligation.

If a county bus was involved, the two things worth knowing early are the damage cap and the notice clock. Both are easier to work around when someone raises them in month one instead of month twenty.
Call Boohoff Law at (813) 788-0000. We represent transit riders, students’ families, and injured pedestrians in Zephyrhills, Dade City, Wesley Chapel, and across Pasco County.
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